Preheat oven to 350. Blend 1 cup of oats (doesn’t have to be super fine flour). Mash banana, add flax egg, oat flour, oats, vanilla, cacao, salt, baking powder and milk. Mix together thoroughly. Scrape into a greased pan. Add dollops of almond butter and jam. Use a skewer or knife to swirl into oats. Press chocolate into oats and cover. Bake for 20-22 minutes. Wait 5 before pouring milk on top and enjoy!!!
